Download Policy Terms & Conditions
A total loss need not be a total disaster. If your car is
stolen or declared an insurance write-off "Return to
Invoice Insurance" will refund to you the difference
between what you paid for the car and your
insurers depreciated valuation.
That's just £39 per year!
Should your car be stolen or written off, just how much would you lose?
What would your position be if your car were stolen or written-off?
Insurance Companies depreciate cars by up to 60% over a three year period, therefore if you have a loan have you considered how you will settle it?
Even if your insurance payout covers your loan settlement, where does the deposit come from for your next car? - you don't have a part exchange!
If you are a cash buyer, have you considered how you will replace the difference between the amount you paid for your car and your insurance payout? Will it be possible for you to replace like for like without adding more of your savings?