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The exclusive Car Gap Insurance Policy with 9 optional upgrades...
We appreciate not everyone is looking for the same level of protection, so we offer you the unrivalled opportunity to
tailor your policy to your specific needs.
The Car Gap Insurance policy provides the most essential protection against car depreciation by paying the shortfall
between your motor insurers settlement and the value of your car today.
A choice of 9 optional policy upgrades, allows you tailor
cover specific to your needs.
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Welcome to the Car Gap Insurance.co.uk website.
Car Gap Insurance.co.uk is part of the Future45 Ltd group of companies which includes Click4Gap.co.uk and Click4warranty.co.uk. Like our sister sites we are not a broker. Together with our specialist UK motor related insurance partner, Red Sands Insurance Company (Europe) Ltd, we design bespoke policies for the discriminating online buyer who is looking for quality, value, protection and service.
Direct Group, a long established insurance administrator with over 19 years experience and 1.5 million customers are our chosen "Administrator". Direct Group and its market leading experience and expertise, is regarded by their customers and partners, such as Barclays, Lloyds TSB Insurance and Norwich Union, as providing a 'best in class' service.
Historically, a depreciation policy has only been available in the form of "Gap Insurance". Despite the fact that Gap Insurance protects depreciation, traditionally it has been provided by the motor dealer exclusively at time of purchase of the car. In 2003 we took the decision to design and sell Gap Insurance direct to the consumer via the internet, bypassing dealers and brokers and thus passing the savings onto you.
Claim limits have always been confusing so we've introduced an industry first by removing the need for you to enter them. Not only is this unique Car Depreciation Insurance available for new and used cars purchased any-time, privately or through a dealer, in the last 7 years but we've included 9 optional upgrades to suit your specific needs. Ultimately we listen to you, and have reacted in providing what we believe is a simple yet informative website and an infulstructure that provides swift, accurate and efficient claim settlements.
Car Gap Insurance.co.uk has been developed to introduce Car Depreciation Insurance to the mass market.
This new policy intelligently provides dependable car depreciation cover with flexible policy options. We have kept our underwriting costs to a minimum and are proud to say that our insurance premiums, without compromise to cover, continue to be among the lowest in today's market.
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Why your premium is safe and claims honoured swiftly
Red Sands Insurance Company (Europe) Ltd., is a specialist in UK motor related insurance products.
- Member of The Association of British Insurers (A.B.I.)
- A voluntary member of the Financial Ombudsman Scheme
- European Regulated
- Underwrite one of the UK's largest Mechanical Breakdown Insurance books
- Your policy is protected by the Financial Services Compensation Scheme
For further information about Red Sands please visit
www.redsands.gi
Who are we
Car Gap Insurance is a trading name of Future45Ltd. Future45Ltd is FSA registered and underwritten by Red Sands Insurance Company (Europe) Ltd. Both Future45Ltd and Red Sands Insurance Company (Europe) Ltd are part of the respected Hollard Group of companies.
Our foundation stone was laid over 20 years ago specialising in the automotive insurance sector. In 2003 the decision was made to sell Gap Insurance direct to the consumer via the internet, bypassing dealers and brokers and thus passing the savings onto you. We are now proud to bring you the next innovative chapter in car depreciation policies via this new site.
Our philosophy is to help you understand Car Gap Depreciation Insurance and give you clear, educated and impartial advice. We hope you will find this apparent from both our website design/content and flexibility of policy, and also from the help you can expect to receive from our team over the phone.
Welcome to a refreshing and innovative approach to buying your Car Gap Depreciation Insurance. Welcome to Car Gap Insurance.
What we do for you today
- We designed a friendly website, enabling you to understand and choose exactly the right policy
- We design the products, our insurance partner underwrites them, then we offer them to you with no compromises - for the lowest premiums possible
- It's us, our Underwriters and no companies in between. Now that's refreshing!
- Our growth we believe, has been achieved through giving you clear unbiased advice, low premiums without compromises, and ultimately your recommendations of which we are grateful.
What we are working towards for You
- Making a refreshing difference how you purchase your car insurance products
- More competitively priced products as requested by you
- Rewarding your trust and loyalty with genuine discounts including the refer a friend offer
- Constant updates to our website as requested by yourselves for ease of use, navigation and information
- Assuring you that we are real people and that we are here to help.
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