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Forget About New Car Depreciation With RTI and VRI Gap Insurance
RETURN TO INVOICE GAP INSURANCE (RTI)
Premiums start at just £73
For cars owned under 3 Months
Available for cars purchased privately or from a dealer
Our RTI Gap Insurance is available to you whether you paid cash, borrowed the money from a Bank or Motor Loan or even have a contract hire (PCP) agreement
Cars can be up to 7 years old when the policy is purchased
If your car is a Total Loss (stolen or written-off), RTI Gap Insurance refunds
the difference between what you paid for it (the “Invoice Price”)
and the Motor Insurers depreciated value.
HOW UK RETURN TO INVOICE GAP INSURANCE WORKS
This means that if you paid £16,000 for your vehicle and the Motor Insurers
settlement if the car is a Total Loss is £10,000, RTI Gap Insurance will
refund the difference of £6,000 to you directly.
Price paid: £16,000
Motor Insurers settlement £10,000
Shortfall paid to you by GAP: £6,000
GET A RTI GAP INSURANCE QUOTE NOW
VEHICLE REPLACEMENT GAP INSURANCE (VRI)
Premiums start at just £115
Great cover for New and Ex-demonstration cars less than 3 months old.
VRI Gap Insurance by us is available to you whether you paid cash or borrowed the money from a Bank or Motor Loan.
Replace your car with a brand new one!
VRI Gap Insurance will pay to you the difference between the settlement you receive from the Comprehensive Vehcile Insurance Policy and the cost of a replacement new vehicle, even if the retail price has increased!
GET A VEHICLE REPLACEMNET GAP INSURANCE QUOTE NOW
WHAT ARE THE BENEFITS OF GAP INSURANCE?
For a premium starting at just £55, you can be safe in the knowledge that should your vehicle be a Total Loss (stolen or written-off,) you won't lose a penny.
You may have a 'new for old' Motor Insurance , which will replace your vehicle with a new model as long as it is under a certain age and covered less than a stated mileage. But unfortunately, should your vehicle be stolen or written-off a day after the 'new-for-old' policy expires, the insurance company will give you the trade value and not a new vehicle. GAP will give you the full price you paid for the vehicle.
Cover varies depending on who you buy GAP Insurance from, but most offer 3 years cover. If you prefer to select your own term and claim value Gap Insurance by us offer this for terms of up to 4 years with a one-off payment. The Gap Insurance we offer covers both new and used private vehicles, that means cars purchased privately or from a dealer, bought on finance, cash or even on contract hire. Cars can be up to SEVEN years old when the policy is purchased.
We provide you the new car buyer clear information on all types of Gap Insurance.
THE FACTS
A car is stolen every minute of the day in the UK*****
There are more than two million vehicle related thefts each year**
Vehicle crime accounts for nearly 20% of all crimes recorded****
Over 500,000 vehicles become a total loss each year
Every day in the UK more than 200 vehicles are involved in serious car accidents*****
Cars seem to be depreciating at a far greater rate than ever before
Motor Insurance valuations are less than the amount you paid for the car
You pay the deprecation, not your motor insurer
In 2003/04 around 10% of vehicle-owning households experienced some type of vehicle related-theft*
One third of stolen cars are never recovered*****
For cars aged between 1-5 years old - 5 were stolen per 1000 registered**
INFORMATION SOURCED FROM: crimestatistics.org.uk *; secureyourmotor.gov.uk/ **; crimereduction.gov.uk ****; carcareplan.co.uk*****
CLICK HERE FOR A NO OBLIGATION GAP INSURANCE QUOTE
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